Home Equity Loans, HELOCs and Fed Rate Changes — What to Consider Before Borrowing

Homeowners can use the equity in their homes to pay for home improvement projects, college tuition, medical bills and other expenses. Equity is the calculated difference between the current market value of the residence and the principal balance owed on any loans secured by the property. Home Equity Loans and Home Equity Lines of Credit (HELOCs) are two forms of low-interest rate financing. They allow borrowers to access equity without selling their homes.

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How to be a GREAT Seller

So much of what goes on in a real estate transaction has the potential to be either really easy or really hard depending on how each step is handled by the agents and the parties involved. After handling some fairly challenging transactions, including my own recent home purchase, I want to share some ideas for how to be a great Buyer and a great Seller.

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We Bought a House!

As a Realtor for more than 20 years, and a manager for several of those, I have witnessed or been a part of hundreds, or even thousands, of transactions. But it’s one thing to guide people through the process, it’s another thing entirely to also be the client.

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Self Employed & Getting a Mortgage – What You Need to Know

When you’re self-employed and buying a home, there are special considerations to keep in mind when applying for a mortgage. In addition to standard requirements, the impact of the COVID-19 pandemic has changed underwriting requirements. More documentation is necessary to show the stability of any self-employed business income used to qualify. If you prepare correctly, the process shouldn’t feel overwhelming.

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Local Love: Acme Fine Goods

Our Downtown Louisville neighbor Acme Fine Goods always delivers something great! This expertly-curated shop focuses on men’s clothing tailored to the suave adventurer. In addition to menswear as practical and tactical as it is artful, Acme also offers an array of impeccable footwear, unexpected accessories, and curiosities for the house that will turn it into a home, as well as a selection of incredibly cool and timeless womenswear.

Acme’s offerings make it the perfect one-stop-shop for finding the perfect Father’s Day gift for every dad in your life this month. We’ve rounded up a few of our favorites.

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